Whether it is machinery for the workshop or equipment for the office, the cost of equipping a business can put an intolerable strain on cash flow.  However, there is a way of solving this problem and it does not involve an overdraft or having to take out a bank loan.  Instead the enterprise can secure […]

Expanding an established small business when economic times are tough can be difficult, but it can also be highly advantageous if done correctly. The trick to doing it successfully is securing adequate capital. If banks are reluctant to lend, investment finance can be a practical solution. Filling a niche When the economy is struggling, the […]

Investment finance is a way of bringing more capital into a business.  With this form of finance, alternatively known as equity finance, a portion of the business is sold off to investors in the form of shares.  The only businesses that can avail themselves of this form of financing are those with limited liability.  This […]


Gaining finance to start your own business can be a challenging task especially in today’s economic crisis, but a well written small business plan can be the difference between getting funding and not. A business plan defines your business, what it wants to achieve and how you plan to achieve it. In this article we […]


Any enterprise seeking to raise more capital might consider trying to raise a business loan.  These types of loans might also be considered for those seeking cash to start up a new business. The loans are usually borrowed through the banks or, depending on the type of business, Community Development Finance Institutions.  Loans where investors […]

It has emerged that it is not the health of the Small or Medium Enterprise, its profit record or the business plan presented being as the reason they are being rejected when applying for business finance, but the credit rating of the founder! No one is suggesting that a founder who has had a succession […]

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The use of the business card is not something from the dark ages and whatever the size of your business a one man band, or perhaps the owner of an expansive SME, the business card is an important tool. However how does it look is it just old fashioned script or are you one of […]

Trading shares for capital can be a practical option for small businesses in need of an immediate term financial boost to keep them ahead of the game. However, it is still an option that many business owners struggle with because of the sentimental weight they naturally attach to a company in which a huge amount […]

In a report by Lord Young, who is the Prime Minister’s enterprise adviser, he has said that £250bn worth of government contracts and an expansion of the start-up loan scheme for micro businesses, he hopes that this will be welcomed by thousands of the many new firms and will help them get started, whilst at […]

Rentokil has finally disposed of loss making company City Link which ahs plagued the group with losses for a period of seven years and finally sold the parcels delivery business for a nominal £1. The parcel courier has not made a profit for the Rentokil group since 2007 although it was hoped that they would […]